![]() ![]() Whether you are paid weekly, biweekly, or monthly, if you want to make sure you are achieving your financial goals, reviewing your budget each paycheck is a must. Start now and your bank accounts will thank me later. Reviewing our budget is a crucial step to making sure we are on track with our financial goals. If you ask me, personally, I think YNAB has the potential to make a huge impact for the positive in your financial life – if you are committed to using the app. #Review of you need a budget trial#YNAB requires a slight learning curve (getting used to the interface)Īgain, that’s why you have a 34-day free trial to test the YNAB waters.But if you’re serious about managing your money, You Need a Budget is definitely worth it. Unlike some of the other financial apps we’ve reviewed, YNAB charges a monthly fee. YNAB requires upfront time (sifting through your finances) You Need a Budget is a personal finance app created to help you monitor your spending, keep tabs on your financial accounts, and reach your savings goal.YNAB requires upfront work (categorizing).YNAB will work wonders for those who are committed to the long-term. YNAB is not a short-term budgeting solution. ![]() After all, whether you have a lot of money to spend, or because you have no time, that does take a lot of effort. You are not going to determine how you want to spend your money or even if you should be cutting expenses. YNAB is one of the best budgeting applications – if not the best application out there.Īt first glance, YNAB’s interface may be a bit overwhelming, because there is so much information, but YNAB offers a step-by-step guide (the 6 circles at the top-right of the dashboard) that helps YNAB users walk through the app with ease.Īlthough YNAB does cost money (either month-to-month or annually), the app does offer a 34-day free trial of users to test out whether they enjoy the app’s functionality. This is the first book I have ever read on budgeting or personal finance. This is not, contrary to what many will say, a budgeting tool. ![]()
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